Helping Canadians Build Financial Confidence

Whether you’re buying a home, refinancing, protecting your family, or planning your future, Hip & Valley Financial Solutions provides mortgage and insurance solutions tailored to your goals. We help Canadians make confident financial decisions with personalized advice and trusted solutions.

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Neil San Juan

Licensed Principal Mortgage Broker
Licensed Insurance Broker.

Helping Canadian families build financial confidence through personalized mortgage, insurance, retirement, and wealth-building strategies.

With years of experience in financial services, real estate investing, and financial education, I work closely with clients to develop strategies that protect what matters most while creating opportunities for long-term financial success.

Whether you are purchasing your first home, refinancing, planning for retirement, or protecting your family’s future, my goal is to provide practical advice, personalized solutions, and exceptional service every step of the way.

Serving Canadian families with trusted mortgage and insurance advice since 2016..

✔ Principal Mortgage Broker

✔ Insurance Broker

✔ Real Estate Investor

✔ Financial Educator & Coach

✔ Founder & CEO, Hip & Valley Financial Solutions

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🏠 Mortgage Solutions

Purchase, refinance, renewals, home equity lines of credit, investment properties, and alternative lending solutions tailored to your needs.

MORTGAGE TOOLS

🛡️ Insurance Solutions

Life insurance, critical illness coverage, disability insurance, retirement planning, and wealth protection strategies designed for Canadian families.

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We help individuals, families, and business owners navigate important financial decisions with confidence. Our approach combines personalized advice, mortgage expertise, and insurance solutions designed around your goals.

Trusted Partnership

Helping Canadian families build financial confidence and security.

Personalized Advice

Solutions tailored to your unique financial goals and circumstances.

Insurance Protection

Life insurance, disability insurance, critical illness, and retirement planning.

Mortgage Expertise

Purchase, refinance, renewals, HELOCs, and alternative lending solutions.

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The Hip & Valley Difference

🏆Experienced Advisors

Years of experience helping Canadians achieve financial confidence and long-term stability.

🏠Mortgage & Insurance Solutions

Comprehensive solutions under one roof to help protect your family and achieve your goals.

🤝Personalized Advice

Every recommendation is tailored to your unique financial situation and future plans.

🛡️Trusted Guidance

We focus on education and transparency so you can make informed financial decisions.

Client Success Stories

Helping Canadians achieve homeownership, financial protection, and long-term financial confidence.

Neil helped us refinance our mortgage and lower our monthly payments. The process was smooth, professional, and stress-free.
Sarah M.
Winnipeg Homeowner
We received mortgage and insurance advice tailored to our family's needs. We finally feel financially secure and confident about our future.
Mark & Jennifer T.
Growing Family
"Neil reviewed our insurance coverage and helped us identify important gaps in our family's protection. We now have greater peace of mind knowing our future is secure."
Micheal & Rose P.
Young Family
"After meeting with Neil, we finally understood our mortgage options and were able to purchase our first home in Steinbach, Manitoba. As newcomers to Canada, we didn't think homeownership was possible so soon. Neil guided us every step of the way."
Jan and Amz.
First-Time Homebuyers

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