Life Insurance
Life Insurance & Add-on Riders
Why you need it?
Life is a beautiful journey filled with moments that matter. We believe in safeguarding those moments. Our life insurance plans are designed to provide you and your loved ones with peace of mind, ensuring that no matter what happens, they are taken care of.
How Life Insurance Works
Life insurance operates on a straightforward principle: you pay regular premiums, and in return, your beneficiaries receive a lump-sum payment (the death benefit) upon your passing. Here’s a brief overview of how it works:
Choose a Policy
Select a life insurance policy that fits your needs and budget.
Pay Premiums
Make regular premium payments to keep your policy active.
Name a Beneficiary
Name one or more beneficiaries who will receive the death benefit.
Add protection while living. Get critical illness coverage.
Life can throw unexpected health problems your way, like serious illnesses that can be costly to treat. Critical illness insurance helps cover those expenses, giving you peace of mind and financial support when you need it most, so you can focus on getting better instead of worrying about bills.
All illnesses must meet the policy’s criteria for coverage, so it’s crucial to understand what is included. Whether illness runs in your family or not, consider buying critical illness early to lock in lower premiums, as rates increase with age.
Let disability insurance handle the bills while you handle your recovery.
If you get sick or injured and can’t work, disability insurance helps replace some of your lost income. This means you can still pay your bills and take care of your family without worrying about money during a tough time.
1 in 3 Canadians will face a disability lasting over 90 days, often due to illness or injury. Disability insurance is crucial for protecting your income and ensuring financial security during tough times.
